Credit cards give you an opportunity to build your credit, but there might be a couple of terms that throw you into a loop: pre-approval and pre-qualification. But before you apply, understanding pre-approval and pre-qualification is crucial. Often used interchangeably, these terms hold distinct meanings and can significantly impact your credit card journey. What is … Read more
How Divorce Affects Your Credit in Canada: Navigating the Financial Crossroads While the emotional toll of divorce is significant, the financial complexities can be equally challenging. Nearly 40% of marriages in Canada end in divorce, and navigating the financial separation often involves an overlooked aspect: its potential impact on your credit score. Understanding how divorce … Read more
The dream to own a house in Canada remains a powerful aspiration for many Canadians, and 2024 is no exception. However, the current housing market presents unique challenges compared to previous years. Rising interest rates and potentially fiercer competition for properties demand a strategic approach. In this environment, cultivating a solid credit score becomes even … Read more
Looking to build your credit in Canada? Explore the 4 best secured credit cards in 2024, compare features, fees & how to apply!
Applying for a loan or line of credit? Learn the impact of credit inquiries on your credit report and how to manage it properly.
Stall tactics from credit bureaus can often cause frustrating delays. Learn how to deal with the stall tactics when doing credit repair.
Borrowing money may feel overwhelming, but choosing between secured and unsecured loans in Canada is simpler than it seems.
Unlock lower loan rates in Canada! Learn how a better credit score saves you $$$
